Banking forgedin Swiss precision.Refined for you.
Concierge Bank brings the heritage of Maison Richemont to private banking in America — FDIC-insured accounts, elite credit cards, and a dedicated relationship manager, all in one platform.
$2.4T
Assets Under Management
180+
Countries Served
125K+
Private Clients
Since 1988
Swiss Heritage
Swiss precision.
Maison craftsmanship.
Born from the heritage of Compagnie Financière Richemont SA, Concierge Bank serves those who appreciate life's finest pursuits — the financial architects for clients of Cartier, Van Cleef & Arpels, and every distinguished Maison.
With Swiss precision and Maison craftsmanship, we curate wealth experiences as meticulously as our sister houses craft their masterpieces. Private banking for the connoisseur — discreet, refined, uncompromising.
Learn about our storyFINMA
Regulated
FDIC
Insured
Richemont
Group
Swiss
Privacy
Basel III
Compliant
125,000+
Private Clients
4.9 / 5.0
Client Satisfaction
#1 Ranked
Private Bank USA 2024
180+ Nations
Global Network
Full-service banking.
Extraordinary standards.
From everyday checking to private equity — every financial need, handled with Maison-level discretion.
Checking & Savings
High-yield accounts with no monthly minimums
Elite Credit Cards
Maison-tier rewards and unlimited travel perks
Wealth Management
Bespoke portfolio curation from Geneva advisors
Private Banking
Discreet, relationship-first banking at scale
International Wires
SWIFT transfers to 180+ countries, same day
Maison Privileges
Cartier, Van Cleef & Arpels acquisition advisory
Cards that reflect
who you are.
Each tier is engineered for a different kind of ambition. Rewards, limits, and privileges that grow with you.
Gold
Your gateway to Maison privileges
16.99%–22.99% Variable APR
2x points on Maison purchases
$295 Annual Fee
- Worldwide acceptance at 50M+ merchants
- 2% Maison Returns on all purchases
- Travel accident & delay insurance
- Zero foreign transaction fees
- 24/7 concierge assistance
Platinum
Reserved for the distinguished few
14.99%–19.99% Variable APR
4x points on luxury & travel
$895 Annual Fee
- Priority Pass™ airport lounge access
- 4% Maison Returns on all purchases
- Geneva Concierge — 24/7 dedicated advisor
- Global travel & emergency assistance
- Exclusive event pre-sale access
Black
By invitation. Without limits.
12.99% Variable APR
8x points — Maison tier
$2,500 Annual Fee
- Private aviation access & upgrades
- 8% Maison Privileges on all spend
- Dedicated personal attaché
- Estate & art acquisition advisory
- Invitation-only Richemont events
Subject to credit approval. Variable APR based on creditworthiness and Prime Rate. See Cardholder Agreement for full terms. Rates effective as of 2025.
The standard other banks
aspire to reach.
We built the banking experience we wished existed — combining institutional rigor with the intimacy of a private family office.
FDIC Insured Up to $250,000
Your deposits are protected by the Federal Deposit Insurance Corporation — the same guarantee trusted by millions of Americans.
Swiss-Grade Security
256-bit AES encryption, biometric authentication, and real-time fraud monitoring modeled on FINMA standards.
Instant Transfers
Move funds between accounts in seconds. External wires clear in 1–3 business days with zero transfer fees.
24/7 Private Banking Line
Reach a dedicated relationship manager any time, day or night. No queues, no bots — just your personal advisor.
Global Acceptance
Accepted in 180+ countries. Multi-currency accounts with real-time exchange rates. Zero foreign transaction fees.
Elite Returns
Industry-leading APY on savings accounts. Priority access to exclusive investment vehicles not available to retail clients.
Banking worthy
of your legacy.
Join 125,000+ distinguished clients who trust Concierge Bank with their most private financial affairs. Opening takes under 5 minutes.
FDIC Insured · No hidden fees · Cancel anytime · US residents only